The perfect insurance for digital nomads

An epidural to remove a sea urchin taught me a lesson I'll never forget. I travel a lot and love being outdoors and doing extreme sports. I love surfing and always try to be careful when I'm out on the waves. But one day when I went into the sea in Indonesia, I stepped on a sea urchin. The pain was intense, but the waves were so good that I decided to surf anyway. Unfortunately, this caused the spikes to penetrate even deeper into my body.

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The doctors there insisted that I needed an epidural, which I knew was unnecessary. I argued with them, but they were adamant. I was in a lot of pain and the conditions in the hospital weren’t what I was used to. The room was dirty and the equipment was old. I was in a foreign country, in severe pain and alone. It was a scary and stressful experience. And I knew that the doctors were just trying to get as much money out of me as possible. Unfortunately, my insurance had just run out and I had to pay for medical treatment out of my own pocket and couldn’t really afford transport to a better hospital on another island.

A few months later, I was on a six-week cycling tour of Spain and France with my brothers. We cycled through tough mountains and difficult terrain. But when we arrived in Barcelona, I injured myself in the most stupid way. I fell off my bike when it wasn’t moving at all. I was trying to avoid falling down a flight of stairs. Before I knew it, my leg was bleeding badly. I had cut it with the crankset.

Since the incident with the urchin, I had learned my lesson and taken out insurance. I called my insurance company and they assured me that my insurance would cover the cost of stitches.

I went to a hospital with a good reputation, the staff were friendly and the equipment was modern. The experience was much better than the urchin incident. I recovered quickly and was able to resume my normal activities quickly.

It was difficult to find insurance that worked as I’m rarely in my home country. The insurance usually expires after a certain time or is super expensive.

I’m happy to have recently partnered with Genki because they offer affordable insurance specifically for digital nomads like me. They really understand how my lifestyle works and make the whole process super easy. It took me less than 5 minutes to sign up and be insured. This was great because my other insurance had expired and I wanted to go surfing that day.

If you’re a digital nomad or interested in this lifestyle, I highly recommend finding insurance that adapts to the constant traveller. After suffering from a few injuries whilst on the road, I never want to be unprotected again.

Genki World Explorer is an excellent travel health insurance policy for frequent travellers such as digital nomads, backpackers and others. It offers coverage from one month to two years in a monthly subscription that can be cancelled at any time. You can sign up while being on the road, no travel itinerary is needed, and besides emergencies, also medically necessary treatments, like an ear infection or the flu, as well as initial mental health treatments are covered.

The insurance costs from €35.70 per month and you can cancel it at any time.

Thomas-Call

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